Let’s start by examining what happens when people don’t do any planning for their own deaths. Your close family members are forced to handle countless details. They must notify people, choose a funeral home, and make arrangements with a cemetery (to name a few). All this at a time when they are emotionally upset. That’s why responsible, caring people plan every detail, including choice of the family memorial, well in advance.
Doing so is perfectly logical and sensible. It is part of an effort that many Americans are making to get control of their own lives. There is nothing morbid or even sad about it.
After all, why plan so carefully for when you are alive and then leave everything to chance the moment you die?